PLEASE READ THIS LEGAL NOTICE CAREFULLY BEFORE USING THE HEALTH EQUITY PROJECT (“HEP”) WEB SITE OR OTHERWISE ACCESSING OR DOWNLOADING ANY INFORMATION FROM THIS WEB SITE. HEP RESERVES THE RIGHT TO REVISE THIS NOTICE AT ANY TIME. THE PARTIES CONFIRM THAT THESE TERMS AND ALL RELATED DOCUMENTATION WILL BE DRAFTED IN ENGLISH.

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Authorizations
HEP has applied for, and is under review as, a tax-exempt organization pursuant to Section 501(c)(3) of the United States Internal Revenue Code and a registered nonprofit organization under the laws of the state of Delaware. Unauthorized individuals, institutions and other entities may not act on behalf of HEP, use its property or solicit contributions without express authorization from HEP. Should you have any questions concerning HEP, please feel free to contact us at info@healthequityproject; (212) 645-6961; or write to us at 61 Jane St #1E, New York, NY 10014.

Applicable Law
HEP is a Delaware non-profit corporation, conducting its business under the laws of the state of Delaware and the United States of America. Our request for donations is addressed to those individuals and entities within the jurisdictions where HEP is lawfully permitted to seek your assistance.

It is HEP ’s policy to comply with all applicable laws and regulations as they may be modified from time to time. In the event that any provision of this Legal Notice may be in conflict with any applicable law or regulation, the applicable law or regulation will supersede the conflicting provision.

This Legal Notice and your use of this web site are and shall be governed and construed in accordance with the internal laws of the state of Delaware, without regard to its rules concerning conflict of laws. In the event of any conflict between foreign laws, rules and regulations and those of the United States, the laws, rules and regulations of the United States shall govern.

Local Regulations
HEP makes no representation that any content contained in this web site (including without limitation, text, graphics, logos, buttons, icons, publications, and images, referred to collectively as “Content”), is appropriate or available for use outside the United States, its territories, possessions and protectorates. If you choose to access this web site from other locations, you do so on your own initiative and at your own risk. You are responsible for complying with local laws, if and to the extent local laws are applicable. You specifically agree to comply with all applicable laws concerning the transmission of technical data exported from the United States or the country you reside in.

Copyright
HEP owns and operates this web site and the Content provided to you via this site. All Content contained in this web site is the property of HEP, its licensors or its content contributors, and is protected by U.S. and international copyright and trademark laws. The compilation (meaning the collection, arrangement and assembly) of all Content on this web site is the exclusive property of HEP and is protected by U.S. and international copyright laws. The Content on this web site may be used for your personal information only. Unless otherwise explicitly prohibited elsewhere in this web site and subject to the rights of HEP and its licensors, the Content may be freely reviewed, abstracted, reproduced or translated, provided that all copyright, trademark and other proprietary notices are included in each such use. The foregoing notwithstanding, no portion of this web site or the Content may be sold or otherwise used or distributed in conjunction with any commercial purpose, unless expressly permitted in writing by HEP, nor may you engage in systematic retrieval of Content from this web site to create or compile, directly or indirectly, a collection, compilation, database or directory without prior written permission from HEP.

Content Disclaimer
To the extent permissible under applicable laws, no responsibility is assumed for any injury and/or damage to persons or property as a matter of products liability, negligence or otherwise, or from any use or operation of any ideas, instructions, methods, products or procedures contained in this web site. To the extent the Content contained on this site contains medical or health sciences information, it is intended for professional use within the medical field by physicians and other healthcare providers. Because of rapid advances in the medical sciences, HEP recommends that practitioners undertake independent verification of diagnoses and drug dosages. IN NO EVENT WILL HEP, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, LICENSORS AND REPRESENTATIVES BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT. The additional disclaimers included in the various publications available via the web site are hereby incorporated by reference.

Linking
The provision via this site of links and referrals to other web sites, publications or information resources does not constitute the endorsement of those web sites or resources by HEP, its agents or representatives. PIH makes no representations or claims as to the quality, content and accuracy of the information, services or products which may be provided by such resources, and specifically disclaims any warranties, including but not limited to, the implied or express warranties of merchantability or fitness for any particular usage, application or purpose.

You may link to the HEP web site solely for noncommercial purposes. Notwithstanding the foregoing, HEP reserves the right to prohibit any entity from linking to its web site.

Prohibition, Disclaimer and Limitation of Liability
THE UNAUTHORIZED ALTERATION OF THE CONTENT OF THIS HEP WEB SITE IS EXPRESSLY PROHIBITED. HEP, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, LICENSORS AND REPRESENTATIVES SHALL NOT BE RESPONSIBLE FOR ANY CLAIMS, ACTIONS, OR DAMAGES WHICH MAY ARISE ON ACCOUNT OF THE UNAUTHORIZED ALTERATION OF THIS WEB SITE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE MATERIALS INCLUDED IN THE PIH WEB SITE ARE PROVIDED ON AN “AS IS” BASIS WITH NO WARRANTY. HEP DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, AS TO THE MATERIALS CONTAINED IN THE HEP WEB SITE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL HEP, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, LICENSORS AND REPRESENTATIVES BE LIABLE FOR DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEB SITE, OR ANY LOSS OR INJURY, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING INFORMATION THROUGH THIS SITE, INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES (EVEN IF HEP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). BECAUSE SOME STATES AND JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

Indemnification
You hereby agree to indemnify, defend and hold HEP, its directors, officers, employees, affiliates, agents, licensors and representatives, harmless from and against any and all liability, losses, damages and costs, including, without limitation, reasonable attorneys' fees, arising from your use of this web site or the Content.

Date of last revision: April 29, 2005